Personal Finance

What is commercial paper?

I was watching a video of the 1996 Berkshire Hathaway shareholder meeting where…


The importance of strong cash flow

Cash flow, or the ability of a business to generate cash, is one of the most…


Take control of your financial future

Earlier this month, I was talking to a friend about financial literacy and they…


The hidden cost of financial illiteracy

There are many shocking statistics that highlight the seriousness of the…


Six mistakes that Ultra High Net Worth investors know not to make

The ultra wealthy, known as Ultra High Net Worth Individuals (UHNWIs), are…


Why I preach financial discipline

Despite our lack of financial training and advice at school, the internet is…


Using Seller Financing to Acquire Income Producing Assets

Income producing assets are a great addition to your portfolio. The only…


Why I always pay myself first

When I was a small child, I was once given a £50 note for Christmas by my…


The importance of creating a nest egg

For nearly two years, I’ve been writing about personal finance. Admittedly,…


A simple guide to reading a balance sheet

When making an investment in a business, it’s essential to understand that…


Can Guarantees offer real security?

When I first started renting, I was asked to provide a ‘guarantor’ of security…


Reader Question: Should I pay down debts or should I invest my money?

A few weeks ago, I was engaged in an email chain with one of my readers who…


How to build wealth

When I graduated from Oxford Brookes University in 2013, I was enthusiastic…


Reader question: How much money should I be saving in my 20s?

At a recent dinner with a friend, we were talking about my blog when my friend…


3 ways to invest in your financial education

  Anyone that’s been reading this blog for a while will have noticed that…


What has happened to the Offshore Industry since the Panama Papers?

In the summer of 2016, I wrote an article about the Panama Papers, the offshore…


Review: Zopa Loans

When the financial services sector (and most global economies) fell off a cliff…


Creative funding for property deals

Ever since my parents passed away, I’ve aspired to own my own property – not as…


If your household were a company, would it be an attractive investment?

Being a business student, I find the structure and thinking of much of the…


The search for income in an environment of low interest rates

For many people, achieving income from savings and investments has been a…


Income Generating Assets

The ability to acquire income generating assets is an essential part of…


Why I care so much about Dividends

There are many criteria I consider when making an investment in a stock. Among…


Maximising your tax free income

With constant reports of incomes being squeezed, house prices rising, and new…


Restructuring your capital

As some of you may know, when I first left University, I took up work with a…


On Taxation

With the most recent Conservative Outrage being the upending and reduction of…


Is budgeting really a useful exercise?

With August nearly coming to a close, and with the final month of Q3…


The Ethical Entrepreneur

One of the most well developed dichotomies of the modern world is the division…