Investing

Reader Question: Should I consider investing in fine wine?

A friend of mine was recently contacted by a fine wine salesman. The pitch was…


The importance of strong cash flow

Cash flow, or the ability of a business to generate cash, is one of the most…


My investment strategy

The markets have been increasingly volatile over the last few months. After an…


Are audits worth the paper they're written on?

A few weeks ago, I wrote an article about an on-going crisis in business that…


The Big Four are a disaster for modern business

The Big Four accountancy firms; KPMG, Deloitte, EY and PwC are the four largest…


Building a mental model

In a world growing ever faster and more complex, are you prepared to adapt your…


Reader Question: How much of my assets should I keep in cash?

In addition to monthly and quarterly financial reviews, once a year, I take the…


Value vs cheapness

As an investor who is primarily focused on receiving income from my…


Why are women not engaging in the stock market?

International Women’s Day on the 8th March was an opportunity to raise the…


Take control of your financial future

Earlier this month, I was talking to a friend about financial literacy and they…


Reader Question: Do I use stop losses in trading?

A reader recently wrote in asking whether I use stop losses during trading. For…


Do private landlords need a rebrand?

Earlier this week, I was talking to a gentleman about letting out property,…


Reader Question: Should I invest in Bitcoin

Earlier this year, a friend wrote to me asking for my opinion on Bitcoin.…


Investing - how I keep it simple

In a previous article, I wrote about the importance of financial literacy – the…


Building a low-cost portfolio

In numerous previous posts, I’ve written about my preference for…


Why I invest in high yield bonds

In an article I wrote earlier this month, I examined portfolio construction and…


Why I'm an active investor

Passive investing, usually entailing the purchase of low-cost index trackers…


Why I’m not afraid of small-cap stocks

Small cap is a term used to identify company stocks with a relatively low…


Portfolio construction

When constructing your portfolio, it’s important to remain diversified, but how…


Why quality of income is as important as quantity

I’ve written before to advocate the acquisition of income-producing assets.…


Reader Question: How much was your first passive income?

How much was your first passive income? I'm not talking about the first…


Reader Question: Are my dividends sufficiently diversified?

I received an email from a reader last week, asking about shares and the…


What I've learned from investing in Carillion

I see investing as a constant opportunity to learn and improve my financial…


Six mistakes that Ultra High Net Worth investors know not to make

The ultra wealthy, known as Ultra High Net Worth Individuals (UHNWIs), are…


Reader Question: What's the secret to making 'great' investments?

Last week, I was speaking to a colleague about investing and why he's not…


Why I preach financial discipline

Despite our lack of financial training and advice at school, the internet is…


Using Seller Financing to Acquire Income Producing Assets

Income producing assets are a great addition to your portfolio. The only…


Avoiding an investment scam

Over the weekend, I was fortunate to be invited to Ascot to watch the races…


The importance of developing a range of knowledge

Once we get past the age of about ten, most of us start to see the importance…


Aaron Petrou jailed for fraud

Earlier this month, Aaron Petrou was jailed was three years and eight months…


Illiquid Investment - The Dangers

Several years ago, I was approached with a ‘niche’ investment opportunity…


Investing Pre-IPO; a checklist

Several years ago, I came to the conclusion that anyone with serious money was…


The 'secret' to investing success

Reading a lot of personal finance and investing material, I get the distinct…


Can Guarantees offer real security?

When I first started renting, I was asked to provide a ‘guarantor’ of security…


How to find entrepreneurs to invest in

I’m a big advocate of investing in entrepreneurs. I’ve written time and time…


Reader Question: Should I pay down debts or should I invest my money?

A few weeks ago, I was engaged in an email chain with one of my readers who…


How to build wealth

When I graduated from Oxford Brookes University in 2013, I was enthusiastic…


Reader question: How much money should I be saving in my 20s?

At a recent dinner with a friend, we were talking about my blog when my friend…


3 ways to invest in your financial education

  Anyone that’s been reading this blog for a while will have noticed that…


Review: Zopa Loans

When the financial services sector (and most global economies) fell off a cliff…


Creative funding for property deals

Ever since my parents passed away, I’ve aspired to own my own property – not as…


The search for income in an environment of low interest rates

For many people, achieving income from savings and investments has been a…


An introduction to Real Estate Investment Analysis

Have you ever wondered how to go about analysing a Cap Rate for an investment ?…


Income Generating Assets

The ability to acquire income generating assets is an essential part of…


Why I care so much about Dividends

There are many criteria I consider when making an investment in a stock. Among…


Are you ready to start seeking investment in your business?

I generally try to avoid too much controversy on this blog. Admittedly, I might…


Thoughts on creating an income producing portfolio

I’ve written before about my approach to investing and trying to create an…


Becoming Financially Literate

In my opinion, the key to achieving financial freedom is becoming financially…


Are mutual funds a good investment?

Originally introduced as a way for 'Average Joe' to buy into the stock market,…


Are you missing the best investment opportunity?

There is more information available to the average UK citizen than at any…


How to find investment opportunities

I'm often asked how to go about sourcing investment opportunities. In my…


Avoiding financial fraud

Earlier this month, Panorama launched a documentary entitled 'The Great Pension…


Restructuring your capital

As some of you may know, when I first left University, I took up work with a…


Structuring venture capital investment deals

I've already written about choosing investments in the stock marketing, but one…


Should you engage a Financial Adviser?

The question of whether to engage a financial adviser is a difficult one to…


Investing in REITs

Are REITs (Real Estate Investment Trusts) a good investment? Will they continue…


Developing your passive income

Building a passive income is the best way to become financially free. If that…


Due Diligence Checklist

Since I started investing, I've learnt a great deal - mainly through making…